Transferring money to France
The exchange rate is the one cost in your purchase that nobody quotes you upfront, and over a few months it routinely moves your budget by more than the fees everyone argues about.
Talk to us about your transferWorked example
See what your money is worth in euros
Enter a rough amount and currency. This uses our daily reference rate, so you can see the shape of your budget — the exact figure comes from your provider on the day.
Estimated euros
approximately—
- You start with
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- Reference rate used
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Reference rate as of 7 October 2026.
Indicative only. Excludes any fee or margin your provider adds, which is where the real difference between a bank and a specialist shows up.
Why this moves your buying power
A property is priced in euros, but you pay from an account in pounds or dollars. If the rate shifts two or three percent between your offer and your completion — and over a few months it often does — the price in your own currency moves by thousands without the asking price changing at all. That is the number to watch, and the reason to fix a rate early.
Why the rate is worth your attention
Three things a first-time overseas buyer tends to find out the expensive way.
The market moves while you are buying
A purchase takes months, and rates do not stand still across them. A swing of a few percent between your offer and your completion changes the real cost of the house by thousands — on a €200,000 property, a five percent move is roughly £9,000.
Your bank takes a margin you never see
A specialist will typically get you a few percent more euros for your money than a high-street bank on the same day. It is not a fee you can negotiate down; it is built into the rate you are quoted, which is why it goes unnoticed. The example above uses a clean reference rate, so it shows the shape of your budget rather than any one provider's spread.
You can fix the rate in advance
Agreeing a rate ahead of completion keeps your budget in your own currency and removes the risk of it moving against you before you sign. For most buyers this matters more than squeezing the last fraction out of the rate itself.
We work with Moneycorp
We partner with Moneycorp so that our buyers get specialist rates and a named contact rather than a call centre — through the whole purchase and for the standing payments that follow it, from mortgage instalments to maintenance.
Whoever you end up using, check two things before you transfer anything: that they are regulated by the Financial Conduct Authority, and that their reviews come from people doing what you are about to do. Then talk to them early — a currency broker is most useful before you have made an offer, when they can still help you budget.
Data protection: Sextant Properties Ltd complies with the UK Data Protection Act 2018 and the UK GDPR. Your details stay private and confidential, and are used only to contact you about your currency requirements.
Talk to us about your transfer
Tell us roughly what you need to move and when. We will introduce you to the right person and come back within 48 hours.