Sextant · Category
Finance
61 articles · Page 1 of 3
Now or Never to Invest in Property at a Low Rate
After having applied some exceptional reductions on the mortgage rates in May and after a stabilisation in June, banks are now increasing the rates in July.
100% financing now available with a 30% side investment
For non-residents who wish to purchase a property in France, it is still possible to obtain a 100% French mortgage. The criteria for the 100% products that the…
Capital gains tax boost for French home owners
Francois Hollande wants to reduced the waiting time to obtain an exemption from CGT on second homes from 30 to 22 years of ownership.
Gay marriage now available in France!
Wednesday the 29th, the first gay couple have tied the knot in France!
Moving to France: money-savings tips
France is a popular touristic destination for many expatriates, our country has a lot to offer: plenty of beautiful landscapes, mild climate, cottage homes in…
Old properties: the expected price decrease remains very limited
The drop of real estate prices, which was planned after a 7% increase last year, seems to have been just an illusion.
The Growing Success of the French Vineyard properties
The vineyards properties make dreams come true for the buyers. According to the professionals specialised in the vineyard
The positives of having no credit check in France
A credit check is an action taken by a lender to determine if a person is creditworthy. A credit check entails seeking a detailed analysis from a credit…
Did You Buy Cash and Have Second Thoughts? Opt for a Post-Finance Mortgage!
Sometimes, you may realize a French property requires extra cash for redecoration, renovation, or simply for your something else you didn’t plan on
How to Register as a New French Resident
You have recently decided to definitely settle in France and you want to become a resident.
Thanks to the ECB, the tracker rates will go down
For the first time since the creation of the euro, The European Central Bank (ECB) has this week reduced its key interest rate from 1% to 0.75%.
Loft Conversions: A New Area At Home
In order to save as much money as possible, it is worth considering purchasing a house in renovation or conversion.
Prepare your Finances Before Moving to France
More and more people living in the UK would like to move to France, which is one of the most popular destinations
The hamlet of Courbefy finally sold !
The hamlet of Courbefy, in the Haute-Vienne department (region of Limousin), has been put for sale for €520,000 (only £416,000). 40km from Limoges, the village…
English mortgage vs French mortgage
In the UK & France interest rates for mortgages are very similar. For instance, in both countries the average interest rates is 3.70% for tracker mortgage…
French Interest Rates Falls
This isn’t an April fool joke ! Once again, French mortgage rates are falling down which is a very good news for March property buyers. One of our French Bank…
I am a cash buyer. Why should I bother with a French Mortgage?
The pragmatism of astute real estate buyers will lead them to take on
A new dawn for life annuity
Life annuity is coming back. Still potentially interesting, the investment deserves to be looked at in detail before signing up for it.
Housing: rent out your property by yourself or via a professional?
MONEY ISSUES – If you are going to put an apartment or a house up for rent, it’s an aspect you’ll be thinking about. If you have free time, good legal…
How the Debt Ratio is calculated for a French mortgage?
Generally, French lenders will lend up to 80% of the purchase price to non-residents, although each lender has different criteria.. Some lenders will also add…
How to increase your chances of obtaining a French mortgage?
In spite of French banks having tightened their lending criteria, obtaining a French mortgage is still possible. Most importantly, you must present a coherent…
Property prices in Paris- screened
Prices have soared in the capital, and have broken all records. However, this boom time could be over soon.
Self-employed borrowers given a small boost
It is quite well known that, since 2008, banks in the UK and in France have made life very difficult to self employed looking to get finance to buy properties
Why is it the best time to buy a home in France?
Sextant market research has noticed over the last 6 years that best negotiations are realised in November and December.